:root{--bg: #F6F4EF;--bg-soft: #EFEDE6;--paper: #FFFFFF;--ink: #1C1C1E;--ink-soft: #4B4B50;--muted: #8A8A8F;--line: rgba(28, 28, 30, .1);--line-soft: rgba(28, 28, 30, .06);--primary: #2E4756;--primary-soft: rgba(46, 71, 86, .12);--positive: #4A7C59;--positive-soft: rgba(74, 124, 89, .14);--negative: #B5651D;--negative-soft: rgba(181, 101, 29, .14);--section-pad-y: 140px;--section-pad-x: clamp(20px, 6vw, 96px);--max-w: 1180px;--gutter: clamp(20px, 4vw, 64px);color-scheme:light}*{box-sizing:border-box}html,body{margin:0;padding:0}body{background:var(--bg);color:var(--ink);font-family:Instrument Sans,ui-sans-serif,-apple-system,Segoe UI,Helvetica Neue,sans-serif;font-size:17px;line-height:1.55;font-feature-settings:"ss01","ss02";-webkit-font-smoothing:antialiased;text-rendering:optimizeLegibility}a{color:inherit}button{font:inherit;cursor:pointer}:focus-visible{outline:2px solid var(--primary);outline-offset:3px;border-radius:4px}.tabular{font-variant-numeric:tabular-nums}.section{position:relative;width:100%;padding:var(--section-pad-y) var(--section-pad-x);border-bottom:1px solid var(--line-soft)}.section:last-of-type{border-bottom:0}.section-inner{max-width:var(--max-w);margin:0 auto}.eyebrow{display:inline-flex;align-items:center;gap:10px;font-size:12px;font-weight:500;letter-spacing:.18em;text-transform:uppercase;color:var(--muted);margin:0 0 28px;white-space:nowrap}.eyebrow:before{content:"";width:28px;height:1px;background:currentColor;opacity:.5}.eyebrow .step-num{color:var(--ink-soft);font-weight:600}h1,h2,h3,h4{margin:0;font-weight:500;letter-spacing:-.02em;color:var(--ink);text-wrap:balance}h1{font-size:clamp(40px,7.4vw,92px);line-height:1.02;letter-spacing:-.035em;font-weight:500}h2{font-size:clamp(30px,4.4vw,56px);line-height:1.08;letter-spacing:-.025em}h3{font-size:clamp(22px,2vw,28px);line-height:1.25;letter-spacing:-.018em}p{margin:0;text-wrap:pretty}p.lead{max-width:56ch;font-size:clamp(18px,1.6vw,22px);line-height:1.55;color:var(--ink-soft)}p.note{font-size:13px;line-height:1.55;color:var(--muted)}small.source{display:inline-block;margin-top:28px;font-size:11.5px;letter-spacing:.04em;color:var(--muted)}.topbar{position:sticky;top:0;z-index:50;display:flex;align-items:center;justify-content:space-between;padding:18px var(--section-pad-x);background:color-mix(in srgb,var(--bg) 86%,transparent);backdrop-filter:blur(14px);-webkit-backdrop-filter:blur(14px);border-bottom:1px solid var(--line-soft)}.brand{display:flex;align-items:center;gap:12px;font-size:14px;font-weight:500;letter-spacing:-.005em}.brand-mark{width:22px;height:22px;border-radius:50%;background:radial-gradient(circle at 30% 30%,var(--paper) 0 22%,transparent 23%),conic-gradient(from 200deg,var(--primary),var(--positive),var(--negative),var(--primary))}.topbar-right{display:flex;gap:8px;align-items:center}.btn{appearance:none;border:1px solid var(--line);background:transparent;color:var(--ink);border-radius:999px;padding:9px 16px;font-size:13.5px;font-weight:500;letter-spacing:-.005em;transition:background .16s ease,border-color .16s ease,color .16s ease}.btn:hover{background:var(--bg-soft)}.btn.primary{background:var(--ink);color:var(--bg);border-color:var(--ink)}.btn.primary:hover{background:var(--primary);border-color:var(--primary);color:var(--paper)}.btn.ghost{border-color:transparent;color:var(--ink-soft)}.btn.ghost:hover{color:var(--ink)}.btn .arrow{display:inline-block;margin-left:8px;transition:transform .2s ease}.btn:hover .arrow{transform:translate(3px)}.btn.danger:hover{color:var(--negative);border-color:transparent;background:transparent}.status-banner{margin:18px auto;max-width:var(--max-w);padding:12px 18px;border-radius:4px;border:1px solid var(--primary-soft);background:var(--primary-soft);color:var(--ink);font-size:14px}.status-banner.error{border-color:var(--negative-soft);background:var(--negative-soft);color:var(--negative)}.hook{min-height:92vh;display:flex;align-items:center}.hook .grid{display:grid;grid-template-columns:minmax(0,1.05fr) minmax(0,.95fr);gap:clamp(40px,6vw,96px);align-items:center}.hook h1 .accent{color:var(--primary);display:inline-block}.hook .sub{margin-top:28px;max-width:44ch}.hook .scroll-cue{margin-top:56px;display:inline-flex;align-items:center;gap:12px;font-size:12px;letter-spacing:.18em;text-transform:uppercase;color:var(--muted)}.hook .scroll-cue .bar{display:inline-block;width:36px;height:1px;background:currentColor;position:relative;overflow:hidden}.hook .scroll-cue .bar:after{content:"";position:absolute;inset:0;background:var(--ink);transform:translate(-100%);animation:cue 2.4s ease-in-out infinite}@keyframes cue{0%{transform:translate(-100%)}60%{transform:translate(0)}to{transform:translate(100%)}}.headline-grid{display:grid;grid-template-columns:minmax(0,1.2fr) minmax(0,1fr);gap:clamp(48px,8vw,140px);align-items:end}.bignum{font-size:clamp(64px,11vw,180px);line-height:.92;letter-spacing:-.05em;font-weight:500;font-variant-numeric:tabular-nums;color:var(--ink)}.bignum .unit{font-size:.4em;color:var(--muted);margin-left:.2em;letter-spacing:-.02em;font-weight:500}.headline-rhs{display:flex;flex-direction:column;gap:22px;padding-bottom:18px}.tri-stat{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:0;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}.tri-stat .cell{padding:22px 18px 22px 0;border-right:1px solid var(--line)}.tri-stat .cell:last-child{border-right:0;padding-right:0}.tri-stat .cell:not(:first-child){padding-left:22px}.tri-stat .label{font-size:11.5px;letter-spacing:.12em;text-transform:uppercase;color:var(--muted);margin-bottom:8px}.tri-stat .value{font-size:clamp(24px,2.4vw,32px);font-weight:500;font-variant-numeric:tabular-nums;letter-spacing:-.02em}.tri-stat .value.pos{color:var(--positive)}.tri-stat .value.neg{color:var(--negative)}.tri-stat .value.muted{color:var(--ink-soft)}.section-head{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:clamp(40px,6vw,96px);align-items:end;margin-bottom:64px}.section-head.single{grid-template-columns:minmax(0,1fr)}.section-head .rhs{padding-bottom:6px}.chart{position:relative;width:100%;background:transparent}.chart svg{display:block;width:100%;height:auto;overflow:visible}.legend{display:flex;flex-wrap:wrap;gap:22px;margin-top:18px;font-size:13px;color:var(--ink-soft)}.legend .item{display:inline-flex;align-items:center;gap:9px}.legend .dot{width:10px;height:10px;border-radius:50%;display:inline-block}.legend .dot.line{height:2px;width:18px;border-radius:1px}.legend .dot.dash{width:18px;height:2px;background-image:linear-gradient(to right,currentColor 50%,transparent 50%);background-size:6px 2px;background-repeat:repeat-x;background-color:transparent!important;border-radius:0}.year-strip{display:grid;grid-template-columns:repeat(var(--year-cols, 6),minmax(0,1fr));gap:1px;margin-top:40px;border-top:1px solid var(--line);border-bottom:1px solid var(--line);background:var(--line)}.year-cell{background:var(--bg);padding:18px 16px 20px;display:flex;flex-direction:column;gap:6px;min-height:130px}.year-cell .y-year{font-size:11.5px;letter-spacing:.1em;color:var(--muted);text-transform:uppercase}.year-cell .y-salary{font-size:22px;font-weight:500;font-variant-numeric:tabular-nums;letter-spacing:-.02em;color:var(--ink)}.year-cell .y-change{margin-top:auto;font-size:13px;display:flex;gap:10px;align-items:baseline}.year-cell .y-change .delta{color:var(--ink-soft);font-variant-numeric:tabular-nums}.year-cell .y-flag{margin-top:8px;font-size:11.5px;display:inline-flex;align-items:center;gap:8px;letter-spacing:.04em;color:var(--ink-soft)}.year-cell .y-flag .pip{width:7px;height:7px;border-radius:50%;display:inline-block}.compare-grid{display:grid;grid-template-columns:minmax(0,1.4fr) minmax(0,1fr);gap:clamp(40px,6vw,96px);align-items:start}.kpi-stat-list{display:flex;flex-direction:column;gap:28px}.kpi-stat{border-top:1px solid var(--line);padding-top:14px}.kpi-stat .lbl{font-size:11.5px;letter-spacing:.14em;text-transform:uppercase;color:var(--muted);margin-bottom:8px}.kpi-stat .val{font-size:30px;font-weight:500;font-variant-numeric:tabular-nums;letter-spacing:-.02em}.kpi-stat .val.pos{color:var(--positive)}.kpi-stat .val.neg{color:var(--negative)}.kpi-stat .val.prim{color:var(--primary)}.kpi-stat .note{color:var(--muted);margin-top:6px;font-size:13px}.gap-pullout{display:grid;grid-template-columns:minmax(0,1.1fr) minmax(0,1fr);gap:clamp(40px,6vw,96px);align-items:center;margin-top:56px;padding-top:48px;border-top:1px solid var(--line)}.gap-pullout .pull-num{font-size:clamp(56px,8vw,120px);line-height:.95;letter-spacing:-.04em;color:var(--positive);font-variant-numeric:tabular-nums;font-weight:500}.gap-pullout .pull-num.neg{color:var(--negative)}.gap-pullout .pull-label{font-size:13px;letter-spacing:.12em;text-transform:uppercase;color:var(--muted);margin-bottom:12px}.forecast-stats{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:1px;margin-top:40px;background:var(--line);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}.forecast-cell{background:var(--bg);padding:20px 18px}.forecast-cell .yr{font-size:11.5px;letter-spacing:.14em;text-transform:uppercase;color:var(--muted);margin-bottom:10px}.forecast-cell .v{font-size:28px;font-weight:500;font-variant-numeric:tabular-nums;letter-spacing:-.02em}.forecast-cell .range{margin-top:4px;font-size:12.5px;color:var(--muted);font-variant-numeric:tabular-nums}.calc-grid{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:clamp(40px,6vw,96px);align-items:start}.calc-card{border:1px solid var(--line);border-radius:4px;padding:32px;background:var(--paper)}.tab-row{display:inline-flex;border:1px solid var(--line);border-radius:999px;padding:4px;margin-bottom:24px}.tab-row button{appearance:none;border:0;background:transparent;padding:7px 14px;font-size:12.5px;color:var(--muted);border-radius:999px;letter-spacing:-.005em;font-weight:500}.tab-row button.active{background:var(--ink);color:var(--bg)}.calc-input-row{display:flex;align-items:baseline;gap:10px;padding-bottom:12px;border-bottom:1px solid var(--line)}.calc-input-row input{flex:1;font:inherit;font-size:40px;font-weight:500;font-variant-numeric:tabular-nums;letter-spacing:-.025em;border:0;background:transparent;color:var(--ink);outline:none;padding:8px 0;min-width:0}.calc-input-row .suf{color:var(--muted);font-size:18px}.calc-result{margin-top:24px;display:grid;grid-template-columns:1fr 1fr;gap:18px}.calc-result .cell .lbl{font-size:11px;letter-spacing:.12em;text-transform:uppercase;color:var(--muted);margin-bottom:6px}.calc-result .cell .v{font-size:22px;font-weight:500;font-variant-numeric:tabular-nums;letter-spacing:-.02em}.calc-result .cell .v.pos{color:var(--positive)}.calc-result .cell .v.neg{color:var(--negative)}.calc-result .cell .note{font-size:12px;color:var(--muted);margin-top:4px}.calc-script{margin-top:22px;padding-top:18px;border-top:1px solid var(--line);font-size:14.5px;line-height:1.55;color:var(--ink-soft);max-width:56ch}.tools-card{display:flex;flex-direction:column;gap:14px;padding:32px;border:1px solid var(--line);border-radius:4px;background:var(--paper)}.tools-card h3{margin-bottom:4px}.tools-card ul{margin:8px 0 0;padding:0;list-style:none;display:flex;flex-direction:column;gap:10px}.tools-card li{display:flex;gap:12px;align-items:flex-start;font-size:14.5px;color:var(--ink-soft)}.tools-card li:before{content:"";flex-shrink:0;width:6px;height:6px;margin-top:8px;border-radius:50%;background:var(--primary)}.empty-cta{margin-top:56px;display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:clamp(32px,5vw,64px);align-items:start}.empty-cta .blurb{border-top:1px solid var(--line);padding-top:22px;color:var(--ink-soft)}.footer{padding:56px var(--section-pad-x) 80px;border-top:1px solid var(--line-soft);display:flex;flex-wrap:wrap;gap:24px;justify-content:space-between;align-items:baseline;font-size:12.5px;color:var(--muted);letter-spacing:.02em}.footer .left{display:flex;align-items:center;gap:14px}.drawer-overlay{position:fixed;inset:0;background:#1c1c1e52;-webkit-backdrop-filter:blur(2px);backdrop-filter:blur(2px);z-index:200;opacity:0;pointer-events:none;transition:opacity .22s ease}.drawer-overlay.open{opacity:1;pointer-events:auto}.drawer{position:fixed;top:0;right:0;bottom:0;width:min(560px,96vw);background:var(--bg);z-index:201;transform:translate(100%);transition:transform .32s cubic-bezier(.2,.7,.2,1);display:flex;flex-direction:column;border-left:1px solid var(--line);box-shadow:-24px 0 60px #0000000f}.drawer.open{transform:translate(0)}.drawer-head{display:flex;align-items:center;justify-content:space-between;padding:22px 28px 18px;border-bottom:1px solid var(--line)}.drawer-head h3{font-size:16px;font-weight:500}.drawer-body{flex:1;overflow-y:auto;padding:24px 28px 80px;display:flex;flex-direction:column;gap:36px}.drawer h4{font-size:11.5px;letter-spacing:.14em;text-transform:uppercase;color:var(--muted);font-weight:600;margin-bottom:14px}.field{display:flex;flex-direction:column;gap:6px;font-size:13.5px;color:var(--ink-soft)}.field input,.field select,.field textarea{font:inherit;background:var(--paper);border:1px solid var(--line);border-radius:4px;padding:10px 12px;color:var(--ink);outline:none}.field textarea{font-family:ui-monospace,JetBrains Mono,SFMono-Regular,Menlo,monospace;font-size:12.5px;line-height:1.55;resize:vertical;min-height:120px}.field input:focus,.field textarea:focus,.field select:focus{border-color:var(--primary);box-shadow:0 0 0 3px var(--primary-soft)}.row-2{display:grid;grid-template-columns:1fr 1fr;gap:10px}.entry-list{display:flex;flex-direction:column;font-size:13.5px}.entry-list .entry{display:grid;grid-template-columns:1fr 1fr auto;gap:12px;align-items:center;padding:10px 0;border-top:1px solid var(--line)}.entry-list .entry:last-child{border-bottom:1px solid var(--line)}.entry-list .entry .from-to{color:var(--ink-soft);font-variant-numeric:tabular-nums}.entry-list .entry .amt{font-variant-numeric:tabular-nums;text-align:right}.entry-list .entry button{appearance:none;border:0;background:transparent;color:var(--muted);font-size:12px;padding:4px 8px}.entry-list .entry button:hover{color:var(--negative)}.format-help{font-size:12px;color:var(--muted);line-height:1.55;padding:12px 14px;background:var(--bg-soft);border-radius:4px}.format-help code{font-family:ui-monospace,JetBrains Mono,SFMono-Regular,Menlo,monospace;font-size:11.5px;background:var(--paper);padding:1px 4px;border-radius:3px}@media(max-width:900px){.hook .grid,.headline-grid,.section-head,.compare-grid,.gap-pullout,.calc-grid,.empty-cta{grid-template-columns:1fr;gap:40px}.year-strip{--year-cols: 3}.forecast-stats{grid-template-columns:1fr}.topbar .btn span.hide-sm{display:none}}@media(max-width:560px){.year-strip{--year-cols: 2}.tri-stat{grid-template-columns:1fr}.tri-stat .cell{border-right:0;border-bottom:1px solid var(--line);padding-left:0!important}.tri-stat .cell:last-child{border-bottom:0}}